In addition to the banks, who offers a mortgage loan?

To solve a home purchase with credit it is better to find out in addition to the banks, who offers a mortgage loan. In Mexico, there are other institutions both private and government that is integrated into a market competition. rythmafriq.com for an assessment

And they not only offer a loan for new or used housing, but also for remodeling, expansion, batch construction among others. The important thing is to analyze all the options to choose the one that best suits your needs.

In addition to the banks who offers

In addition to the banks who offers

The real estate market in Mexico is growing and this due to the low-interest rates offered by financial institutions. But it is convenient to carry out market research to determine who offers the best conditions. Some financial institutions that offer mortgage loans are analyzed.

The Limited Object Financial Companies

They are entities that offer mortgage credit operations and are regulated and authorized by the Ministry of Finance and Public Credit (SHCP).

The Multiple Object Financial Companies

They do not require an authorization from the Federal Government, but they are contemplated in Mexican legislation and have a registry before CONDUSEF. Only in this way are they shown as regulated entities for legal purposes.

Cooperative Savings and Loan Societies.

loan

It must be legally authorized by the National Banking and Securities Commission (CNBV). It offers its services as a jointly-owned social enterprise, to solve savings and credit needs among its partners.

Institute of the National Housing Fund for Workers

Institute of the National Housing Fund for Workers

It has the participation of workers, government and business, and its main function is to grant loans, including a mortgage. The worker must contribute as a rights holder and have a housing sub-account.

Housing Fund of the Institute of Social Security and Services of State Workers

Housing Fund of the Institute of Social Security and Services of State Workers

Responsible for granting mortgage credit to employees who work with public or government entities.

With the above, it is known that in addition to the banks, who offer mortgage loans, it also offers interest rate options. It is recommended to seek the advice of a professional such as Loan lender, to find the best market conditions.

 

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